Cyber attacks to steal our identity

[JoeClark]

Nowadays we are getting a lot of anonymous calls and emails from various sources. Most of them are traps to steal money and to know our personal details. How we can identify these things. Is there any way to prevent this? Somebody sending emails by including our personal data. How they are getting this kind of information? Recently I read a blog about identity theft . Some people are collecting our personal data to steal our identity and accessing our bank accounts. This is really scaring. How can we save ourselves from all these?

I didn't find the right solution from the internet.
References:

explainer video

[QuangLuong]

Bank institutions or government agencies will never call and ask for your personal information.  If they are anonymous (or even pose to be valid institutions), you should still never give out anything.  That's your simple answer.  Just say no and hang up.

In government or corporations, we have digital certificate signing and encryption system that allows you to verify the sender.  Even then, you should be cautious as you can still have phishing attempts by valid employees.  Especially if their system have been compromised.  Best way to protect yourself is to protect your information.

And even then... your information can still be stolen.  Bank institutions and government servers have been hacked all the time.  That's why cybersecurity is so important, and will only become more critical as technology (and adversaries) evolve.

[Maisie211_GA]

I don't think it can be prevented.  Yes, personal data can be stolen from employees at banks and corporations, but data can also be stolen on websites. Criminals can buy personal information on websites and distribute it to their networks, and unfortunately, this data, or some of it, is also available on social media websites. And don't forget about cloning of social media profiles, which is done very often. This is very easy to do if someone can extract your data from a social media websites/app, and the website/app probably doesn't have enough protection to prevent this, which adds to the frustration.  Great topic to discuss!!

[JoePete]

The age-old advice, even before the commercialization of the Internet in the 1990s, is "Always initiate the transaction."

That means don't respond to any email, text, phone call, knock on the door etc. If you get some great offer or alert into any of those that you want to follow up on, hang up, don't click, etc. and instead use the published 1 800 number, official web site, etc. to contact customer service and go from there.

Along those lines, don't make it any harder for you than it already is. Stop reading your email in HTML format, which can greatly confuse and obfuscate. Don't install any unnecessary apps. Don't share any personal data. Who cares that you might get a free coffee out of it, you'll pay for that dozens of times over in dealing with junk messaging.

This is why studies show old folks, however curmudgeonly we may be, do surprisingly well avoiding these scams compared to younger counterparts. Experience teaches a lot.