Hi All
Exactly what is your car telling your insurer?
Carmakers including Kia, Subaru, Mitsubishi and General Motors are providing details of owners’ driving behaviour to insurance companies, leading many drivers to report surges in car insurance premiums despite industry claims that the transmitted data (‘telematics’) helps good drivers pay less.
The revelations have stoked a PR firestorm after the New York Times related the experiences of Seattle software company owner Kenn Dahl, who was stunned when the cost of renewing the insurance on his electric Chevrolet Bolt jumped by 21 per cent for no obvious reason.
https://ia.acs.org.au/article/2024/connected-cars-have-become-moles-for-insurers.html
Regards
Caute_Cautim
@denbesten Driverless cars will be safe at some point, but yes, windows are necessary for safe driving. Unless wants to be on social media or take risks.
Regards
Caute_Cautim
This is quite interesting and also a bit alarming. Sharing personal driving data definitely impacts insurance premiums. I’ve thought about this in the context of racing games too, and recently came across similar discussions on drive zone online. It seems like data privacy will become an even bigger issue in the future.
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Reading about this makes me a bit uneasy as a car owner, especially knowing that my driving data could be shared with insurers without me fully realizing it. I can see how telematics is supposed to help good drivers pay less, but stories like Kenn Dahl’s, where his insurance jumped 21% for no clear reason, make me question how transparent the system really is. I wish there was a platform like senpai stream that could help me monitor and understand exactly what data is being transmitted and how it’s affecting my premiums.
This is a really important topic. Modern cars collect a surprising amount of data, from location history to driving behavior, and many users aren’t fully aware of how that information is shared or stored. With connected vehicles becoming more common, privacy and data protection should definitely be a bigger focus for both manufacturers and users.
It’s similar to how mobile apps also collect and use data, which makes it important to understand what permissions and features are involved. While exploring this, I came across this useful resource https://ammodapk.com.in/ that explains mobile app features in a simple way.
Thanks for bringing attention to this—privacy awareness is more important than ever.
This is a really important topic. Modern cars collect a surprising amount of data, from location history to driving behavior, and many users aren’t fully aware of how that information is shared or stored. With connected vehicles becoming more common, privacy and data protection should definitely be a bigger focus for both manufacturers and users.
It’s similar to how mobile apps also collect and use data, which makes it important to understand what permissions and features are involved. While exploring this, I came across this useful resource https://ammodapk.com.in/ that explains mobile app features in a simple way.
Thanks for bringing attention to this—privacy awareness is more important than ever.
This kind of information makes me feel a little uncomfortable as a car owner, especially since my driving data could be shared with insurance companies without me clearly knowing about it. I get that telematics is designed to reward careful drivers with lower rates, but situations like Kenn Dahl’s—where his premium went up by 21% without any obvious reason—make me doubt how open and understandable the system really is. I wish there were a tool like Senpaisstream.com that could show me exactly what data is being collected and how it’s influencing what I have to pay.