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Caute_cautim
Community Champion

Do you know what your car is telling them about you?

Hi All

 

Exactly what is your car telling your insurer?

 

Carmakers including Kia, Subaru, Mitsubishi and General Motors are providing details of owners’ driving behaviour to insurance companies, leading many drivers to report surges in car insurance premiums despite industry claims that the transmitted data (‘telematics’) helps good drivers pay less.

The revelations have stoked a PR firestorm after the New York Times related the experiences of Seattle software company owner Kenn Dahl, who was stunned when the cost of renewing the insurance on his electric Chevrolet Bolt jumped by 21 per cent for no obvious reason.

 

https://ia.acs.org.au/article/2024/connected-cars-have-become-moles-for-insurers.html

 

Regards

 

Caute_Cautim

 

 

6 Replies
Steve-Wilme
Advocate II

There are moves in the UK to introduce road pricing based on demand/congestion, one solution for which is for the state to be able to track drivers using telematics, so that they can supposedly abolish VED (car tax).  So the state wants to track our every move, great, no intrusion into your private life there then.  I wonder just how long it will be before the state decides it would be nice to switch citizens cars off remotely and restrict their freedom of movement.

 

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Steve Wilme CISSP-ISSAP, ISSMP MCIIS
Mark435435
Viewer

The way insurers use driving data now feels like a real-world version of how driving games simulate user input and behavior. I’ve seen similar mechanics modeled in simulation apps—like this one that mimics real-life parking dynamics: https://carsparkingmultiplayer.com/car-parking-multiplayer-2-mod-apk/

Caute_cautim
Community Champion

@Mark435435   Now where is that EMC pulse generator to eliminate such communications - however possible a dead car at the same time given the integrated and embedded electronics.

 

Or await a Nuclear war...  maybe not.

 

Regards

 

Caute_Cautim

oslohelleno
Viewer

Wow, that’s honestly pretty concerning. It’s crazy how much data modern cars are quietly collecting and sharing without most drivers fully realizing it. Makes you think twice about what other devices might be doing the same.

On a lighter note, if you’re into Mobile Legends or gaming mods, you might want to check out  this tool I’ve been using lately. It’s a great way to customize your gaming experience.

Appreciate you sharing that article — eye-opening stuff!

denbesten
Community Champion

Ripping the antenna(s) off ought to do it.  Who needs AM/FM in today's carplay world.

BillyX
Viewer

That's honestly pretty concerning — most drivers don’t even realize their habits are being tracked and shared like that. Transparency should be a priority when it comes to data sharing. Also, here's an interesting read you might enjoy if you're into comparing classic games!